With the ever changing smoking industry,insurance now is the latest to
be assessing ecigs.
There are now only 2 companies who rate ecigs as non smokers,Aviva and New Ireland.(you must be a year off tobacco though)
Zurich are the most lenient of the others who rate vapers as smokers.
You must be off the tobacco a year to avail of the ecigs non smoking rates,but they’re are more changes coming in 2018.
Unfortunately as a vaper myself,I think all companies will rate ecigs smokers at smoking rates soon enough.
But there are still a few tips to get better rates than the smoker for mortgage protection and life assurance.
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